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14 Benefits Seniors Are Entitled to But Often Forget to Claim
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Whether you’re prepping for retirement, living it up already, or just looking for savvy ways to save more, you’re in the right spot.
Dollarperk’s editors are here to help you make the most of your money, from uncovering hidden discounts and little-known government subsidies to maximizing programs like Social Security.
We cut through the clutter to bring you tools and tips that leave more cash in your wallet—because, let’s face it, every penny counts. But don’t wait—some of these benefits could change or disappear faster than you think! So grab your coffee, and let’s get started.
1. Make Sure You Get Your Well Deserved Discounts From Retailers
Amazon: While Amazon doesn’t offer a specific senior discount, seniors who qualify for government assistance programs like Medicaid, SNAP, or SSI can get a discounted Prime membership through Prime Access
Walgreens: Every Tuesday is Senior Day, where you get 20% off regular-priced items.
Michaels has a 10% senior discount every day on most in-store purchases for customers 55 and older who register for their rewards program.
Rite Aid: Snag 10% off on wellness+ purchases every day, plus exclusive offers during Senior Days.
Banana Republic Factory locations sometimes host special “Senior Days” with 10%–15% discounts. It varies by location, so be sure to check with your local store.
2. Massachusetts seniors can save $1,025 on car insurance
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
This company called FinanceBuzz shows you all your options at once — seniors who do this save up to $1,025 per year.
Here’s how to quickly qualify:
- Click the link below and start by inserting your zip code
- Answer a few questions about your car
- Choose the best offer and lock in your rate
Find out how much you can save on your auto insurance
3. Borrow from your home equity with this new program
You can now tap into the equity you’ve worked hard to build in your home, without any hassle or expensive fees, whether you are tackling short term debt or looking to make home improvements.
That’s right, with LendingTree’s New Program, seniors unlock equity funds without affecting their mortgages. It works more like a credit card — giving you access to funds when you need them and letting you pay back only what you use.
Get started with these easy steps:
- Check out LendingTree’s HELOC calculator
- Tell them a bit about your home
- Lock in your rate today
700+ Credit Score: Calculate how much you’re eligible to access today
4. Pay less on food & entertainment
Phone Plan: T-Mobile’s senior plans start at $60 per month for two lines and include unlimited talk, text, and data
Applebee’s: Ready to enjoy some comfort food and cheerful vibes? Applebee’s offers up to 10-15% off for seniors
IHOP + Denny’s: Have a special “55+ menu” with smaller portions at lower prices. Plus, AARP members enjoy an extra 10% off their meal — sweet deal for your sweet tooth.
AMC Theatres: Most locations offer discounted tickets for seniors, typically saving you 30-50% on movie admission.
AARP: Offering seniors plenty of discounts on Airfare, Hotels, Cruises and Rental Cars, Restaurant & Meal Deliveries. You can Get 25% off your AARP membership, making it just $15 the first year by using this link.
5. Credit Card Debt: Pay no interest into 2027 with this no annual fee card
If you’re struggling to pay down high interest debt (or you’re planning a major purchase this year), this might be the exact thing you need. There’s a card that allows you to completely pause credit card interest into 2027 … and the best part is that it could be easier than you think.
It’s an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. That’s right — you can now finance large purchases you’ve been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee.
But it doesn’t end there. This card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, it will match all the cash back you’ve earned at the end of your first year. This practically doubles its value at the end of your first year.
Dollarperk’s editors have done their research and have chosen the best card in category, so you don’t have to do the work.
Claim this life changing card today!
6. Learn 7 ways to generate income with a $1,000,000 portfolio
If you have $1,000,000 saved up, this guide is for you. The last thing you want in retirement is to run out of money. Instead, you want your money to generate a real income while you enjoy your life.
Now you can learn the strategies wealthy retirees use to fund their retirement with $1,000,000 — and how you can, too — with this new guide: The 7 Secrets of High Net Worth Investors from Fisher Investments.
Fisher Investments has helped tens of thousands of investors retire comfortably since 1979. With over $332 billion under management, they provide tailored money management to help achieve long-term goals. Download the guide today!
7. Be aware of travel & accommodation discounts
National Park Service Senior Pass: For a one-time fee of $80, U.S. citizens or permanent residents aged 62 and older can obtain a lifetime Senior Pass. This pass grants access to over 2,000 federal recreation sites, including national parks and wildlife refuges.
Amtrak Senior Discounts: 10% discount on most rail fares to travelers aged 65 and older.
Greyhound Senior Discount: 5% discount on fares for passengers aged 62 and older. This discount is available on cross-border routes.
8. Home Insurance: Save potentially $1,000 or more on home insurance in Boston
Most people don’t even think twice about what they pay for home insurance. Huge mistake. Especially if you want more money in retirement. If you live in Boston and you haven’t checked rates recently, you could save potentially $1,000s.
This tool is actively helping homeowners score huge savings on better home insurance. They bring top insurance providers together to compete for your business, potentially giving you a better deal. This could drive the cost down for you by orders of magnitude.
You could slash the cost of home insurance by tapping into potential discounts and incentives most homeowners probably don’t even know exist.
You might be eligible if you check these 3 boxes:
- You own your home.
- You are willing to switch providers to save money.
- Your ZIP code qualifies.
Complete this short questionnaire to see if you qualify
9. This credit card debt relief program eliminates 40-60% of what you owe
If credit card payments are destroying your retirement, you’re not alone. This IRS-approved debt relief program has eliminated $5+ billion in debt.
Make sure to mention if you have additional debt in the following categories: Personal loans, private student loans, payday loans, some unpaid bills & unsecured medical debt.
National Debt Relief negotiates directly with your creditors to slash 40-60% of your total balance. You pay the reduced amount over 12-48 months, then you’re free. No bankruptcy needed.
Here is how to qualify:
- $15,000+ in credit card debt
- Struggling with monthly payments
- Have a steady income
Take this short questionnaire to find out if you’re eligible for debt relief today!
10. Massachusetts residents could save a fortune on new windows
Old windows drive up your home’s electric bill. But if you live in Massachusetts and your windows are 5+ years old, you could save $1,000s.
WindowsUSA is actively helping seniors score huge savings on new windows. They bring top local vendors into a bidding war for your business, providing the best deals without sacrificing quality. This can drive the cost down for you by orders of magnitude.
Slash the cost of new windows by tapping into hidden rebates, unlisted discounts, and local incentives most homeowners don’t even know exist.
You might be eligible if you check these 3 boxes:
- Own your home
- Have windows that are 5+ years old
- Live in an eligible zip code
Complete this short questionnaire to see if you qualify
11. Weight Loss: Save as much as 80% on weight loss meds
If you’re finally ready to lose weight, FDA-approved GLP-1s — like Semaglutide & Tirzepatide — burn fat fast. The best company we recommend is ranked #1 on Forbes Health, called MyStart gets them to you 80% cheaper!
It might sound crazy, but MyStart operates on a cash-only basis and does not accept insurance. This is how they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic and Zepbound. (You can pay via credit cards, including Visa and Mastercard.)
Skip the surgeries, diets, and expensive costs of weight loss. Get real results with GLP-1s at 80% less than name brands! Plus, get access to U.S.-based doctors 24/7 when you go through MyStart. No insurance is required and there are no hidden fees.
Dr. Ritu Chopra (from the show “The Doctors”) says this is the future of weight loss. Join now before prices go up! You could qualify in 5-minutes or less.
DollarPerk’s readers are now getting $120 off and free shipping.
Complete this short quiz to get up to 80% off weight loss medications starting at ($6/day)
12. This plan protects select Massachusetts homes from many expensive appliance and home repairs (lock in your ultra-low rate)
Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. If you live in Massachusetts and own your home, Choice Home Warranty could make it so you don’t have to pay $1,000s on home repairs anymore.
They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down. Just make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.3
Choose a plan here and you could still lock in their ultra-low 2025 rates for a limited time. You could tap into immense savings for nearly any system or appliance in your home that’s covered.
Not everyone is eligible for this plan so here’s how to check:
- Click the link below and enter your zip code.
- Answer a few simple questions.
- See if your home qualifies and lock in your rate.
Choose a plan here and and see if you’re eligible for $50 off and 1 month free
P.S. We negotiated a special deal for DollarPerks’ readers who sign up using the link above. Use it this week to get $50 off and 1 month free. We don’t know how long it will last, so take advantage of it today before it disappears.
13. Overpaying for bathroom renovation? Massachusetts residents can save a fortune on walk in showers
A walk-in shower helps you stay in your home longer by making bathing safer and easier. With features like low-step entry & non-slip surfaces, it’s more than just a shower — it’s a way to stay independent and avoid accidents.
What many seniors don’t know is that walk-in showers may qualify for financial assistance or tax breaks, but these benefits are often overlooked. This upgrade isn’t just about comfort, it can save you money while keeping you safe and is much cheaper than walk in tubs.
You might be eligible if you check these 3 boxes:
- You own your home.
- Your bathroom hasn’t been remodeled for 5+ years.
- Your ZIP code qualifies.
Complete this short questionnaire to see if you qualify today
Advertiser Disclosure
Companies mentioned in this article have not been reviewed, approved or endorsed by included advertisers. Opinions are ours alone.
*Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.”
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