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14 Benefits Seniors Are Entitled to But Often Forget to Claim
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Whether you’re prepping for retirement, living it up already, or just looking for savvy ways to save more, you’re in the right spot.
Dollarperk’s editors are here to help you make the most of your money, from uncovering hidden discounts and little-known government subsidies to maximizing programs like Social Security.
We cut through the clutter to bring you tools and tips that leave more cash in your wallet—because, let’s face it, every penny counts. But don’t wait—some of these benefits could change or disappear faster than you think! So grab your coffee, and let’s get started.
1. Make Sure You Get Your Well Deserved Discounts From Retailers
Amazon: While Amazon doesn’t offer a specific senior discount, seniors who qualify for government assistance programs like Medicaid, SNAP, or SSI can get a discounted Prime membership through Prime Access
Walgreens: Every Tuesday is Senior Day, where you get 20% off regular-priced items.
Michaels has a 10% senior discount every day on most in-store purchases for customers 55 and older who register for their rewards program.
Rite Aid: Snag 10% off on wellness+ purchases every day, plus exclusive offers during Senior Days.
Banana Republic Factory locations sometimes host special “Senior Days” with 10%–15% discounts. It varies by location, so be sure to check with your local store.
2. Ohio seniors can save $1,025 on car insurance
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
This company called Insurify shows you all your options at once — seniors who do this save up to $1,025 per year.
Here’s how to quickly qualify:
- Click the link below and start by inserting your zip code
- Answer a few questions about your car
- Choose the best offer and lock in your rate
Find out how much you can save on your auto insurance
3. Borrow from your home equity with this new program
You can now tap into the equity you’ve worked hard to build in your home, without any hassle or expensive fees, whether you are tackling short term debt or looking to make home improvements.
That’s right, with LendingTree’s New Program, seniors unlock equity funds without affecting their mortgages. It works more like a credit card — giving you access to funds when you need them and letting you pay back only what you use.
Get started with these easy steps:
- Check out LendingTree’s HELOC calculator
- Tell them a bit about your home
- Lock in your rate today
700+ Credit Score: Calculate how much you’re eligible to access today
4. Pay less on food & entertainment
Phone Plan: T-Mobile’s senior plans start at $60 per month for two lines and include unlimited talk, text, and data
Applebee’s: Ready to enjoy some comfort food and cheerful vibes? Applebee’s offers up to 10-15% off for seniors
IHOP + Denny’s: Have a special “55+ menu” with smaller portions at lower prices. Plus, AARP members enjoy an extra 10% off their meal — sweet deal for your sweet tooth.
AMC Theatres: Most locations offer discounted tickets for seniors, typically saving you 30-50% on movie admission.
AARP: Offering seniors plenty of discounts on Airfare, Hotels, Cruises and Rental Cars, Restaurant & Meal Deliveries. You can Get 25% off your AARP membership, making it just $15 the first year by using this link.
5. Overpaying for bathroom renovation? Ohio residents can save a fortune on walk in showers
A walk-in shower helps you stay in your home longer by making bathing safer and easier. With features like low-step entry & non-slip surfaces, it’s more than just a shower — it’s a way to stay independent and avoid accidents.
What many seniors don’t know is that walk-in showers may qualify for financial assistance or tax breaks, but these benefits are often overlooked. This upgrade isn’t just about comfort, it can save you money while keeping you safe and is much cheaper than walk in tubs.
You might be eligible if you check these 3 boxes:
- You own your home.
- Your bathroom hasn’t been remodeled for 5+ years.
- Your ZIP code qualifies.
Complete this short questionnaire to see if you qualify
6. Seniors can save thousands on home insurance in Columbus
Alright, friend, let’s talk about something that might be draining your wallet without you even realizing it: your home insurance. Yep, you could be paying thousands more than you need to, and the kicker? It’s totally fixable.
Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house just by switching. And yes, you can switch your home insurance at any time starting today.
It’s totally free to check. All you need to do is answer a few simple questions about your home and let the rest do the job for you.
Enter your zip code to see if you are eligible for cheaper home insurance rates
7. Be aware of travel & accommodation discounts
National Park Service Senior Pass: For a one-time fee of $80, U.S. citizens or permanent residents aged 62 and older can obtain a lifetime Senior Pass. This pass grants access to over 2,000 federal recreation sites, including national parks and wildlife refuges.
Amtrak Senior Discounts: 10% discount on most rail fares to travelers aged 65 and older.
Greyhound Senior Discount: 5% discount on fares for passengers aged 62 and older. This discount is available on cross-border routes.
8. Diversify your hard-earned retirement savings with gold
You’ve spent your whole life building up your retirement savings, but market volatility and inflation could be threatening everything you’ve worked so hard for.
Hartford Gold is actively helping Americans like you find greater retirement security with precious metal investments. They offer everything from physical ownership to IRAs in gold and silver that have a proven track record during unstable markets.
In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold actually increased by 25%.14
Take control of your legacy today in 3 easy steps:
- Request your FREE Gold IRA guide
- Speak to a dedicated specialist about the best option for you.
- Deposit a min deposit of $15K & diversify your portfolio.
You’re in good hands, as they boast an A+ rating with the BBB, are ranked #1 gold company on the Inc. 5000 list, and are exclusively endorsed by Bill O’Reilly.
Take control of your savings and start investing in gold today.
9. Ohio residents could save a fortune on new windows
Old windows drive up your home’s electric bill. But if you live in Ohio and your windows are 5+ years old, you could save $1,000s.
WindowsUSA is actively helping seniors score huge savings on new windows. They bring top local vendors into a bidding war for your business, providing the best deals without sacrificing quality. This can drive the cost down for you by orders of magnitude.
Slash the cost of new windows by tapping into hidden rebates, unlisted discounts, and local incentives most homeowners don’t even know exist.
You might be eligible if you check these 3 boxes:
- Own your home
- Have windows that are 5+ years old
- Live in an eligible zip code
Complete this short questionnaire to see if you qualify
10. Save as much as 80% on weight loss meds
If you’re finally ready to lose weight, FDA-approved GLP-1s — like Semaglutide & Tirzepatide — burn fat fast. The best company we recommend is ranked #1 on Forbes Health, called MyStart gets them to you 80% cheaper!
It might sound crazy, but MyStart operates on a cash-only basis and does not accept insurance. This is how they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic and Zepbound. (You can pay via credit cards, including Visa and Mastercard.)
Skip the surgeries, diets, and expensive costs of weight loss. Get real results with GLP-1s at 80% less than name brands! Plus, get access to U.S.-based doctors 24/7 when you go through MyStart. No insurance is required and there are no hidden fees.
Dr. Ritu Chopra (from the show “The Doctors”) says this is the future of weight loss. Join now before prices go up! You could qualify in 5-minutes or less.
DollarPerk’s readers are now getting $120 off and free shipping.
Complete this short quiz to get up to 80% off weight loss medications starting at $6/day
11. This plan protects select Ohio homes from many expensive appliances and home repairs (seniors, lock in your ultra-low rate)
Everyone talks about home insurance, but hardly anyone talks about this. If you live in Ohio and own your home, this company makes it so you could save $1,000s on home repairs without much work at all.
American Home Shield is currently helping homeowners slash appliance repair bills.
Choose a plan here and instead of paying $1,000s, you pay for a monthly plan and a simple one-time service fee per covered repair.
Not everyone is eligible for this plan so here’s how to check:
- Click the link below and enter your zip code.
- Answer a few questions.
- See if your home qualifies.
Choose a plan here and and see if you’re eligible for America’s best home warranty
12. This credit card debt relief program eliminates 40-60% of what you owe
If credit card payments are destroying your retirement, you’re not alone. This IRS-approved debt relief program has eliminated $5+ billion in senior debt.
Make sure to mention if you have additional debt in the following categories: Personal loans, private student loans, payday loans, some unpaid bills & unsecured medical debt.
Freedom Debt Relief negotiates directly with your creditors to slash 40-60% of your total balance. You pay the reduced amount over 12-48 months, then you’re free. No bankruptcy needed.
Here is how to qualify:
- $20,000+ in credit card debt
- Struggling with monthly payments
- Over the age of 50
Take this short questionnaire to find out if you’re eligible for debt relief today!
13. Stop overpaying when you shop online (Amazon too!)
You might be surprised how often you’re overpaying on Amazon and anywhere else shopping online.
Forget multiple tabs and browsing windows searching for a better deal yourself, let Capital One Shopping do the work for you – it’s genius.
The app will search for any available coupons around the web and automatically applies them to your cart at checkout.
Since this is a new service, they are now offering free $40 in rewards bonus just for installing the app!
Install it with a few easy steps:
- Click “get the app” and download the app
- Once in the app, select “Allow Paste” and follow the prompts to redeem your free bonus
- Follow the instructions to enable extension on Safari
Download Capital One Shopping and stop overpaying online
14. Don’t let your car repairs drain your wallet
Car repairs? They’re basically the grim reaper for your savings account. One surprise breakdown can send your budget spiraling faster than a tire blowout on the highway.
CarShield has your back. They’ve already shelled out over $350 million to keep drivers from financial disaster — even covering cars that are up to 20 years old.
New customers can now save even $360 off their first plan. Why wait until you are stranded on the side of the road?
Here is how to quickly qualify:
- Tell them a bit about your car
- Get your personalized quote
- Lock in your rate
See if you qualify for America’s best auto warranty today
15. Stop paying out of pocket for vet bills
You protect your home, your car, and your health — because it saves you from massive, unexpected costs. So why not do the same for your pet?
Pet Insurance provides the best coverage plans for your pet and protects you from expensive vet bills due to unexpected accidents, illness, or emergency care — the kind that can run you thousands out of nowhere.
Having insurance for your pet is no different than having insurance for yourself, it would save you serious money and avoid the stress of having to choose between your pet’s health and your budget.
Dollarperk’s editors have done the research for you and gathered the best pet insurance providers. All you need to do is pick the one the suits you best get your furry friend covered.
Start protecting your pet today
16. Turn your home into a monthly paycheck
You’ve spent 30+ years paying your mortgage. Now it’s time for your house to start paying you back, specially after the the recent rate cut.
If you’re 62 or older, own your home and have equity – a reverse mortgage is the perfect product. It lets you convert your home equity into tax-free cash, without selling or moving.
It’s perfect if you need need extra cash for home renovations, rising costs of living, eliminating your mortgage payment or starting a business.
This isn’t for everyone – but for qualified seniors, it’s like getting a second retirement fund from the home you already own.
You must check these boxes to qualify:
- 62 or older
- Have at least 50% equity
- It’s your primary residence
Dollarperk’s editors have chosen the best reverse mortgage providers for you to choose from.
Calculate how much my home could pay me today
17. Earn up to $483 every time you win this viral game
We get it – this sounds too good to be true. Apps that actually pay you real money? For playing a card game you already know?
But here’s the thing: Solitaire Cash is legit, and phone users are making up to $483 every single time they win a game.
Look, you’re not going to replace your income with this, but if you’re already killing time on your phone anyway, why not get paid for it? Instead of scrolling social media for free, you could be earning actual cash playing the same solitaire you’ve been playing for years.
Here’s how simple it is:
- Download the free app
- Play solitaire (same rules you know)
- Win games, earn cash
- Cash out instantly via PayPal or Apple Pay
18. Don’t pay interest charges on balance transfers until 2027 (yes, it is kind of remarkable)
Stop bogging yourself down with those high-interest credit card payments. It seriously limits your spending power. If your monthly interest payments are starting to creep out of control, you might need to take a look at changing things up with your current credit card by transferring your balance to a card with a 0% intro APR.
Editor’s at FinanceBuzz have done their research, and they’ve identified some of the best options to help you take back control. These cards offer a generous 0% intro APR on balance transfers until nearly 2027, which means you could get the breathing room you need to tackle your debt without being hamstrung by interest payments for a whole year.
On top of that, you can earn up to 5% cash back on everyday purchases and enjoy a $0 annual fee. It’s really a no-brainer when you consider you could save on interest and earn on everyday purchases.
Get rid of your high-interest payments.
Learn more about these cards today
Advertiser Disclosure
Companies mentioned in this article have not been reviewed, approved or endorsed by included advertisers. Opinions are ours alone.
*Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.”
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